Lending

Home Loans

As a finance broking business, Yourside Lending can source the most suitable loan to pay for your home. We take into account your income, and financial position and match you with the most cost efficient product available to suit your needs.

Why use a broker for your home loan?
A broker is a one-stop-shop for your financing needs. We compare 100's of products from various lenders to get the best match with you requirements. We are constantly updated with new product information daily to ensure that we are aware of all the latest product features and benefits.

Why use Yourside Lending as a finance broker?
As Yourside Lending is part of the Yourside Services Group, we can also provide you with taxation assistance and insurance. Purchasing a home is a very big investment, however, as you grow your portfolio you will need the best advice on additional investment opportunities, how to unlock existing equity and how to structure your portfolio to create the most favourable taxation position. This is the Yourside point of difference. We can provide all this under the one services brand, Yourside Services.

Yourside Lending is a free finance broking service. You don't pay a fee for our services. If we are successful in arranging finance for you, we may obtain a commission from the financial institution that provides you with the finance. In this event, we always disclose to you the amount of remuneration that we will receive for assisting you with your loan.

We can assist with home loans for properties anywhere in Australia and New Zealand. We are also licensed finance brokers in Western Australia (FB4175).

So whether you are ready to purchase your first home, your first investment property or just wondering how "negative gearing" can help you with your wealth portfolio, just give us a call for an obligation free chat. We can explore the many different ways that you can achieve your financial goals through the wonders of property investing.

Car Loans

Yourside Lending can provide you with a free car buying service. You pick the motor vehicle you require, the options and features and our car buying service does all the negotiating and searching for you. Our car buying service is provided by Private Fleet Australia. By using Yourside Lending and our car buying services you can gain free access to:

• Sourcing of all new and used vehicles
• Arrangement of test-drives at home or at the office
• Fleet discounting off the purchase price of all new vehicles
• Valuation of trade-in vehicles
• Delivery to the door with a full tank of fuel

Just call 1300 303 181 and advise them that Yourside Lending from the FAST group has referred you and you will receive free membership to the Private Fleet buying service.

After choosing your vehicle with the assistance of Private Fleet or you found the vehicle yourself, we can help you with the finance. Whether its finance for your first business vehicle or a fleet of vehicles, we can assist you with all your finance needs. We can provide you with CHP – Commercial Hire Purchase finance, Lease or Chattel Mortgage finance. Whichever is the most appropriate for your business needs.

Fees and Charges can be financed or you can pay them up front. We can also structure your repayments as you require. For example if you want to finance the entire purchase price of a vehicle including GST but pay the GST component back against the loan in the 4th month after you receive your refund from the tax office, this can be easily arranged.

We can arrange for you finance to be paid in advance or in arrears. This difference will vary the amount of interest you pay over the life of your finance agreement. You can also have a balloon payment at the end of your finance. This means that your repayments will be lower, but at the conclusion of the term of your finance you will have to pay an agreed amount to finalise your debt. This can be paid in cash or refinanced as you circumstances permit.

We can also arrange all necessary motor vehicle insurances through our referral relationship with Allianz. So just call for a chat about how we can help with your next vehicle purchase.

Accredited Finance Providers: Esanda Finance Ltd and Macquarie Finance Ltd

Yourside Lending may receive a commission from the finance providers or the car buying service.

Commercial Loans

Yourside Lending can arrange commercial loans for your business. Whether it is for a new project, additional stock or a new warehouse, we can help find a financing solution for your business needs.

We also can assist with Debtor finance and all range of equipment finance options. No business idea is ever too small or too obscure to escape our interest in you.

Just contact us to discuss your specific requirements and we will see if we can find a solution for your needs

Refinancing

Refinancing your loans can be a very sensible move. With fluctuations in fees and charges and general interest rates, it pays to be aware of the overall costs of your current financing arrangements.

One thing you can rely on when you consider refinancing with the assistance of Yourside Lending is that we will be the first to tell you if you cannot get a better deal. It is our job to make sure that if you do refinance you are in a better position afterwards. Our reputation relies on it.

We take into consideration break costs, ongoing fees, annual fees and setup costs of new financing arrangements. We will ensure that you are better off in the short term as well as the long term if you choose to investigate refinancing with Yourside Lending.

Just call us to discuss what might be better options for you.

1. Brokers are a one stop shop for all your financial needs
2. A deal that suits your taxes too
3. Home, car and commercial loans plus refinancing
4. Structured repayments to suit you
5. Funding for business or personal